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Member Services
What does becoming a Heritage Corridor Credit Union member get you? A LOT!
Saving Options
Share Account
All it takes is a $25.00 minimum deposit in a Share (savings) Account to start your membership in the credit union.
Dividends for this account are compounded daily and paid quarterly.
In addition to your primary Share Account, you may also open additional share accounts under a single member number
for such savings needs as Travel, Taxes, Retirement, etc. HCCU even offers Christmas Club and Vacation Club Accounts.
Contact us for complete details.
Share Certificates
Looking for a savings vehicle that earns higher dividends? Check out HCCU’s variety of Certificates.
Checking Account
No per check fees, no monthly services fees, and low-cost check printing. What could be better? How about a No Annual Fee Visa Debit Card?
Whether you write a single check a month or twenty, it saves to have a HCCU Share Draft Account.
Lending Options
Auto Loans
New or Used, HCCU offers rates and terms to fit your budget. In addition to autos, HCCU will help you finance your New or Used
motorcycle, boat, personal watercraft, or RV. Contact us for complete details.
Home Loans
HCCU offers both a 1st Mortgage and a Home Equity Program. Through our Home Equity program, the
credit union offers both Fixed-Rate and Variable Lines of Credit. Contact us for complete details.
Credit Cards
HCCU offers a No Annual Fee Visa® Credit Card with a low fixed rate.
Additionally, you can access your credit card account and make monthly payments on your card from
the comforts of your home or work computer through EzCardInfo.
Other Loans
Heritage Corridor Credit Union offers many other loan types to fit the needs of our
diverse membership. Contact us for details on our entire line of lending products.
Convenience Services
Direct Deposit
HCCU accepts electronic deposits from any employer. In addition, HCCU will create a “manual direct deposit” for
those employers without electronic capabilities. Check with your Human Resource Department for details on how your
employer handles Direct Deposit.
Payroll Deduction
Just want to send over a little for your savings account or enough for your loan payment? No problem.
HCCU can accept full or partial payroll deposits.
Payroll Allocation
Want to send your paycheck to more than one account at HCCU? No problem.
Let us know how you want your payroll funds distributed and we’ll do the rest.
ATM
Get 24-hour access to your funds through our ATM machine located through the Drive-up.
Electronic Transactions
HCCU is set-up to allow you to arrange for electronic debits from your checking account to pay
monthly bills or any other recurring payment.
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